Terms and Conditions of Use of Advisor Circle

Accepting the Use of Advisor Circle Terms and Conditions

Your access to and use of Advisor Circle is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or that is prohibited by these Terms and Conditions. By using the website, you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions, you must immediately stop using the website.

Credit Card Details

Advisor Circle submits your credit card information for processing to our merchant bank, and does not store any credit card information on our servers.

Refunds

No refunds will be given for the subscription service. Cancellation of a membership is easily accomplished on the Account Management page, and the membership subscription will continue to the end of the period. Upon cancellation of the annual billing, the membership continues until the next billing cycle, when the membership will not be renewed.

Advice

The contents of the Advisor Circle website do not constitute advice and should not be relied upon in making, or refraining from making, any decision.

Change of Use

Advisor Circle reserves the right to change or remove (temporarily or permanently) the website, or any part of it, without notice, and you confirm that Advisor Circle shall not be liable to you for any such change or removal of these Terms and Conditions at any time, and your continued use of the website following any changes shall be deemed to be your acceptance of such change.

Links to Third-Party Websites

The Advisor Circle website may include links to third-party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites, and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

Copyright

All copyright, trademarks and all other intellectual property rights on the website and its content (including, without limitation, the website design, text, graphics and all software and source codes connected with the website) are owned by or licensed to Advisor Circle or otherwise used by Advisor Circle as permitted by law. In accessing the website, you agree that you will access the content solely for your personal, noncommercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the website for personal, noncommercial home use only.

Disclaimers and Limitation of Liability

The Website is provided on an AS IS and AS AVAILABLE basis, without any representation or endorsement made, and without warranty of any kind, whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, noninfringement, compatibility, security and accuracy. To the extent permitted by law, Advisor Circle will not be liable for any indirect or consequential loss or damage whatsoever (including, without limitation, loss of business, opportunity, data or profits) arising out of or in connection with the use of the website. Advisor Circle makes no warranty that the functionality of the website will be uninterrupted or error free, that defects will be corrected or that the website or the server that makes it available are free of viruses or anything else that may be harmful or destructive.

Indemnity

You agree to indemnify and hold Advisor Circle and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against Advisor Circle arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this website.

Severance

These Terms and Conditions shall be governed by and construed in accordance with the law of the United States, and you hereby submit to the exclusive jurisdiction of the United States courts.

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